The preferences dialog can be accessed from the main window menu, as Edit-Preferences. It lets you customize many aspects of the way HomeBank works. The following sections detail the settings that you can customize, and what they affect.

| Show splash screen | display a splash screen when HomeBank start |
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| Load last opened file | load the last opened file when HomeBank start |
| Post pending scheduled transactions | append scheduled transaction to accounts when HomeBank start |
| Update currencies on-line | trigger a on-line update for currencies exchange rate start |
| Start on | define on which day and month the fiscal year start |
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| Date range | default range initial value for the main window reports |
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| Default | default folder to load/save HomeBank files |
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| Language | define what language to use for the interface |
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| Tool-bar | tool-bar style to be used |
| Grid line |
specify the list grid line option:
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| Uses custom colors | specify if amounts should be displayed with colors below |
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| Preset | contains some Tango color preset to fast set the amount colors |
| Expense | color used for expense |
| Income | color used for incomes |
| Warning | color used for amount in warning (overdrawn) |

| Date range | Set the default range to be used for account window |
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| Show xx days in... | set the number of days to force show future transaction |
| Hide reconciled transactions | set the filter for account window not to default show reconciled transactions |
| Always show remind transactions | set the remind transaction to always be display (ignore filters) |
| Keep the last date | Set the date to be kept when you add several transaction successively |
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Set the column to display and their order for the transaction list

| Date | A date sample is displayed |
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| Customize > Format | display format used for date |
| Use miles for meter | use the mile labels and abbreviation for the vehicle cost |
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| Use gallons for fuel | use the gallons labels and abbreviation for the vehicle cost |

| Date order |
set the default date order for file import
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| Memo field |
define what to do for memo field during import:
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| Import | default folder to load files to import |
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| Export | default folder to save files to export |

| Date range | Set the default range to be used for account window |
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| Color scheme |
Set the default color scheme to be applied for charts
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| Show by amount | set the by amount toggle on the statistics window to default be checked |
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| Show rate column | set the rate column to be displayed by default |
| Show details | set the detail toggle on the statistics window to default be checked |
| Show details | set the detail toggle on the budget window to default be checked |
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| Enable | enable euro minor currency support in HomeBank. see minor currency for more details. |
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A remind of the country is displayed
| Fill from | preselect of parameters for this tab |
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| 1 XXX = | change rate (value of 1 euro in your old national currency) |
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| Symbol | Symbol that prefix the amount |
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| Is prefix | define is the symbol is a prefix symbol |
| Decimal char | Character to be used as decimal separator |
| Frac digits | Number of digits after decimal separator |
| Grouping char | Character to be used as grouping separator |